About us
Supporting families through life’s transitions with lasting security
From today into the future, we help families plan with purpose and confidence
At The “Special Needs” Planning Group, we understand the deep concerns families face when planning for the future of a loved one with a disability. Founded in 1997, our mission is to help families create secure, sustainable financial plans that preserve access to government benefits. With compassion, expertise, and free personalized guidance, we’re here to support you every step of the way toward lasting peace of mind.
Meet Your Team
Graeme Treeby is the founder of The “Special Needs” Planning Group and a long-standing advocate for families of people with disabilities. Inspired by his daughter Jenny, who lives with Cerebral Palsy and other challenges, Graeme began researching and developing financial planning solutions in 1993. Since founding the Planning Group in 1997, he has helped thousands of Ontario families build secure, long-term plans using tools such as Henson Trusts, government benefits, and life insurance strategies.
Graeme has also served on the Board of Community Living York South and spent 14 years as a consultant with the Ontario Federation for Cerebral Palsy. His mission has always been to make meaningful support accessible to families, at no cost, and to help them find peace of mind and a brighter future for their loved ones.
Now transitioning into a well-deserved retirement, Graeme continues to serve in a consultative capacity while passing leadership of the Planning Group to Ken and Ryan White—two trusted professionals who share his passion, values, and deep commitment to the special needs community.
Ken has been helping individuals and families with their financial goals since 1992, guiding them in growing investments, managing debt, and protecting what matters most.
Over time, Ken developed a strong focus on special needs planning, offering support that goes beyond traditional financial services. He brings valuable expertise in lesser-known programs such as the Registered Disability Savings Plan (RDSP) and Henson Trusts, helping families access important resources they might otherwise miss.
Ken’s goal is to ensure families plan wisely and feel confident about the future, with the right tools in place to support their loved ones every step of the way.
With over 20 years in the financial services industry, Ryan brings deep expertise and a personal, client-focused approach to every conversation. He began his career with two of Canada’s Big Five Banks, progressing from Bank Teller to Branch Manager, where he led teams and built lasting client relationships.
Today, Ryan specializes in special needs planning, helping families create secure financial futures for loved ones with disabilities. He takes a holistic approach, ensuring each plan reflects both current needs and long-term care goals.
Ryan values ongoing relationships and consistent communication, supporting clients through all of life’s changes. His mission is simple: to keep your goals on track and your family’s future protected.
Inclusive
We embrace and value all abilities, perspectives, and experiences.
Responsible
We act with integrity, accountability, and follow through on our commitments.
Respectful
We honour the dignity, choices, and unique voices of every individual we serve.
Collaborative
We work together with families and professionals to create stronger outcomes.
Vision
Mission
Special Needs Planning You Can Count On
Legal, financial, and life care strategies tailored to your family's needs.